Health Insurance for Arizona residents who are looking for quality health insurance coverage. Applying for health insurance is easy. Below are 2 of the most popular health carriers in Arizona (Health Net and Blue Cross Blue Shield of Arizona). View their rates and plan summaries and then download and print the application for the one you want to apply with.

 

Health Net of Arizona

The first step is to decide on what type of health plan is best for you.

Please review the 2 plans (PPO & HMO) below then click on the "NEXT" button at the bottom of this page.

Health Net Rates and Plan Summary.

PPO Plans:

  • usually more popular than HMO plans
  • usually less expensive than HMO plans
  • offer many plan and deductible options available
  • provide you more flexibility than HMO plans
  • no maternity coverage (see HMO plans on the right)
  • allows you to see a specialist without a referral
  • be sure to read the plan summary before applying

HMO Plans:

  • usually more expensive than PPO Plans
  • offers richer coverage
  • usually underwriting is stricter if you have pre-existing conditions
  • offers maternity coverage - if you are a family, call us for recommendations and options on how to save on premium dollars - usually it is best to split the husband (and existing children (if any) on to a PPO plan to save money
  • maternity plans have a "12 month Waiting Period" for maternity. call us to review the subtle differences between the carriers.
  • if you are already pregnant, then you and the father of the expectant child are ineligible for coverage until after the delivery. Existing children are still eligible for coverage
  • some health insurance carriers require a referral from your primary physician before seeing a specialist - call us for details
  • be sure to read the plan summary before applying. Please click "next" now to continue.

Health Net Rates and Plan Summary.